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Live Your Dream
LEaD Protek50
A Group Yearly Renewable Term (GYRT) insurance that offers life and cash assistance to cooperative members in case of damages to property due to earthquake.
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Property Emergency & Tragedy Insurance
Your protection against destruction from Earthquakes, Volcanic Eruptions and Typhoons or Floods.
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Weather Protect
An enhanced Weather Protect Insurance with value-added services on smart agriculture.
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The Grassroots Insurance

Since 1971, CLIMBS Life and General Insurance Cooperative is a leading LIFE & NON-LIFE micro-insurance provider in the Philippines

Company Profile

Company Profile

Established in 1971, CLIMBS has accumulated almost five decades of experience. CLIMBS has designed insurance products that fit the needs of its cooperative members, especially the grassroots population and help them live better lives.
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Vision, Mission & Core Values

Vision, Mission & Core Values

CLIMBS is set on upholding the universal cooperative principles, as well as adopting a cooperative identity that puts the cooperative values of: self-help, self-responsibility, democracy, education, equality, equity and solidarity into practice.
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Our Financial Highlights

Our Financial Highlights

The financial statement of CLIMBS represents the consolidated life and non-life business.
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Our Corporate Governance

Our Corporate Governance

Our value creation model continued to deliver both top- and bottom-line growth, as well as capital efficiency.
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YOU DRIVE THE CAR, SHOULDN’T YOU DRIVE YOUR INSURANCE POLICY?
Motor Car Comprehensive Insurance provides financial assistance in case of loss or damages on motor vehicle owned by the Cooperative Members and it also covers the property damage, theft and acts of nature such as flood.
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Lives Insured

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Better Insurance for Every Juan

We customize products which will affect resiliency among the communities we serve. Products such as: Life Individual Plans, Life Group Plans, Non-Life Standard Insurance and Non-Life Microinsurance.

LIFE INSURANCE

A Term life insurance policies are temporary and provide natural death, accidental death, accidental dismemberment and disablement, cash burial assistance, and unprovoked murder and assault benefits. 

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NON-LIFE INSURANCE

Non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event.

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ENDOWMENT

An endowment policy is a life insurance contract designed to pay a lump sum after a specific term or on death. 

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CAC EXCLUSIVE PRODUCTS

This products are exclusive for CoopAssurance Center partners only.

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What our beloved client says

With hope and optimism, we look towards a brighter future. CLIMBS Life and General Insurance Cooperative envisions not only its personal growth, but also the success of its members, partners, and clients.

Enhanced Weather Protect
Insurance Payout
May 6, 2022, Awarding of Weather Protect Insurance Payout to Carmen Samahang Nayon Multi-Purpose Cooperative. The province registered a yellow trigger on April 17, 2022 that gives a 10% payout for the cooperative. The check was received by GM Virgie Amoncio from CLIMBS team headed by VP for Marketing Rowena Abella, WPI project Manager Junevic Item, CIBC Manager Jocelyn Bautista, ASM for Visayas Red Dela Pena, RSM Portia Morales and CAC FO Merboy Iglesia.
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On May 17, 2022, CLIMBS Life and General Insurance Cooperative met with the Asian Development Bank representative Arup Kumar Chatterjee, Principal Financial Sector Specialist, Sustainable Development and Climate Change Department, ADB and discussed potential collaboration on the Enhanced Weather Protect Insurance project with the cooperatives in the pilot phase and global partners
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Roxanne Rodriguez ISU Multi-Purpose Cooperative

Mas mabilis siya gamitin kahit data lang gamit ko, kahit brownout or 1asal abas ako, nakakapag issue ako ng policy. Sa CTPL at Compre lalo, ‘di ko na kailangan ng maraming maraming papel na pineprepare ngayon then ‘di ko na din kailangan magprepare ng remittance report para e send ko sa CLIMBS every end of month. Na momonitor din lahat ng transactions wherein yung gusto ng mga Directors ng Coop. Tapos kahit medyo nangangapa pa akong gamitin nung una, napakabilis naman din mag response ng team niyo para e accommodate ako.

John Rey Branzuela Cebu Mitsumi Multi- Purpose Cooperative

Maraming salamat sa bago ninyong system, ang Insurtech Insurance App at sa inyong staff na si Merboy, ang galing niya at napaka accommodating sa amin, hindi ako nahihiyang magtanong, salamat sir sa InsurTech Insurance App. Ang bilis ng process sa pag issue ng CTPL at Comprehensive Insurance. Walang hassle kahit brownout at kahit saan ka mapunta makaka issue ka compared sa isapcocas na ang daming papel, hassle e print tapos madaling ma gusot at ang bagal pa. Kaya nagpapasalamat kami sa CLIMBS InsurTech App.

Dellio Bohol Community Multi- Purpose Cooperative

Salamat sa pag assist at pagturo kung paano gamitin ang InsurTech App, mas namomonitor ko ang sales kahit saan, pwede maka authenticate tapos ang policy ay ma send na sa email ng client so mas less ang expense namin dahil paperless na siya. Ang advantage ay hindi na kailangan ng policy or mag request pa ako sa inyo ng COC, automatic na nag iissue ng COC at Policy. Hindi na hassle sa aming mga CACs kahit nasa field kami ay makakapag issue kami ng Policy sa client or kahit manghingi lang sila ng quotation sa kanilang Standard Fire Insurance or Comprehensive insurance, screenshot lang tapos pwede na e send sa messenger. Good job and Congrats CLIMBS sa InsurTech.

Raquel Jagna Multi-Purpose Cooperative

As we experienced the new app of CLIMBS which is the INSURTECH APP, it is more easier to us to transact CTPL products 'coz we don't need to have any forms in our hands unlike before that we can't transact unless we have the policy and COC issued from CLIMBS office. Now, we just simply fill all the details required on the app and then the COC will automatically be authenticated, in short hassle free talaga and InsurTech at on the go anytime basta may internet!! Pero okay naman kahit mahina ang net makapagtransact naman kami 'coz Sir Merboy is always ready to assist us para makapag issue kami ng policy using the INSURTECH APP. It just make our transactions smooth and less hassle compared to the old practice with the help of this App. Great work to CLIMBS! Indeed a convenient way and friendly-user app!

Metro Ormoc Community Multi-Purpose Cooperative

Thank you for accommodating all our request regarding to the newest application called INSURTECH. Convenient to use, tapos ang napakaganda ay 'di mo na kailangan pumasok sa ibang link para mag encode ulit pagkatapos mong mag authenticate, dito diritso na sa email ang response ng INSURTECH para makapag print ng assigned policy; at agad may collection report na din para sa issued policies, ang disadvantage lang minsan ay hindi agad nag authenticate at first try namin siguro dahil sa signal, pero ngayon mabilis na, tapos ang app ay 'di mo ma buksan or ma edit yung information ng insured member kung sakaling magkamali ka sa pangalan or etc., yan lang ang disadvantage ng nakita namin. Thank you sa mabilis na pag response kung may concern kami. God bless and more power!

Maria Cecilia Selibio Bagong Silang 2 Multi- Purpose Cooperative

Unang gamit ko ng insuretech medyo nagkaroon ako ng problema kasi siguro sa connection lang kasi matagal pag authenticate hindi ko alam kung ano reason. Pero nung sunod na paggamit ko fault ko na kasi mali ang email ko. Pero dahil sa napakabilis ng response sakin ng mga person na contact ko sa CAC especially Ma’am Lette, na sosolve ko po yung mga na encounter ko problema. Nakakatuwa lang kasi sa totoo lang easy lang, mas madali talaga gamitin yung App. Diretso authenticate na kasi at yung policy ok na din kuha agad kasi diretso sa email na. Sana maging available na lahat ng product sa App. Hopefully madami na po ako mabenta.

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    Since 1971, CLIMBS Life and General Insurance Cooperative is a leading LIFE & NON-LIFE micro-insurance provider in the Philippines

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