Associate Financial Planner Training

Trainer: Mr. Efren Cruz, Speaker: Atty Ariel Martinez and CLIMBS President & CEO: Fermin L. Gonzales

Luzon Branch Manager: Del P. Bellen, Correspondence and Communications Manager: Cecilia G. Cabusas with Mr. Fermin Gonzales and Atty Ariel Martinez

President and CEO, Mr. Fermin L. Gonzales with: Jorge Lumasag Jr. (EVP and Chief Financial Officer), Ted Obsina (Investment Manager), Henry Lopez (CLIFSA-GM), Sanie Dosdos (Non-Life Manager), Noel Raboy (VP and Chief Marketing Officer) and



Mr. Fermin Gonzales with Atty. Ariel Martinez and Mr. Efren Cruz


A 3-day Associate Financial Planners training was undertaken by Mr. Efren Cruz RFP and privileged to have the vivacious presence of the charismatic speaker Atty Ariel Martinez last January 21 to 24 at the CIFL training room. It was attended by participants from Aparri to Jolo. The bulk of participants come from CLIMBS.