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NON-LIFE INSURANCE

Compulsory Third Party Liability (CTPL)

Provides financial assistance in case of loss or damages on motor vehicle owned by the Cooperative Members and it also covers the property damage, theft and acts of nature such as flood
For One (1) Year CTPL Coverage
Amount of Insurance (Php)
Classification Annual Premium
Private Cars Including Jeepney & Utility Vehicle 571.86
Light, Medium Trucks (Own Goods) not over 3,930 kgs. 617.08
Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs. 1,150.67
Motorcycle & Trailers 291.50
Tricycle 315.05
For One (1) Year CTPL Coverage
Amount of Insurance (Php)
Classification Annual Premium
Private Cars Including Jeepney & Utility Vehicle 581.86
Light, Medium Trucks (Own Goods) not over 3,930 kgs. 627.08
Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs. 1,160.67
Motorcycle & Trailers 301.50
Tricycle 325.05
For Three (3) Years CTPL Coverage
Amount of Insurance (Php)
Classification Annual Premium
Private Cars Including Jeepney & Utility Vehicle 1,531.17
Light, Medium Trucks (Own Goods) not over 3,930 kgs. 1,657.74
Heavy Trucks (Own Goods) and Private Buses over 3,930 kgs. 3,185.82
Schedule of Indemnities
Death Indemnities 70,000.00
Burial and Funeral Expenses 30,000.00
Bodily Injuries & Fractures
Type of accommodation or Professional Attendance Extended Services Rendered Maximum Reimbursable Fees and/or Charges
Hospital Rooms Maximum of 45 days per accident 500.00 per day
Laboratory Expense Laboratory examination fee, X-rays 2,000.00
Surgical Expense Major
Medium
Minor		 7,500.00
5,000.00
1,500.00
Anesthesiologist Major
Medium
Minor		 2,500.00
2,000.00
500.00
Operating Room Major
Medium
Minor		 1,500.00
1,000.00
500.00
Medical Expenses For daily visits of practitioners

Total amount of medical expense must not exceed (for single confinement)		 400.00/day

5,000.00
Drugs and Medicines Actual value of drug used but must not exceed 20,000.00
Ambulance Actual amount charged for ambulance transport but must not exceed 1,500.00

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